Insurance Basics – Policies and Procedures

Insurance can be complicated, but it’s also important to understand. Learn the basics of policies and procedures and how they differ.

Policies are broad written documents that establish a standard by which an institution manages its affairs. They can be used to enhance operational efficiency and reduce institutional risk. For example, a bank may have a policy on how to refinance loans.

It’s important to remember that the government will not call or text you about owing money or asking for personal information. It’s also a good idea to use security software on your computer and mobile devices, and to update them regularly.

Many people fall victim to identity theft and financial scams every year, costing them money, time and aggravation. Learn how to protect yourself from these types of scams by being aware of common fraud techniques and by harnessing your inner skeptic. This includes avoiding clicking on links in texts or emails and always verifying the authenticity of any requests for money or personal information.

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